Over 20 Years of Homebuyer Assistance
Message from Brian :
Obviously as a co-owner of First Chance Mortgage I normally recommend First Chance Mortgage for GA transactions, however there are some general rules anyone should follow as listed below :
1. Shop Around for Mortgage Lenders Early On
Not all lenders are the same. Mortgage brokers are able to shop around on your behalf, whereas other banks and lenders may have specific products less negotiation power.
As a buyer, make sure to always give any lender you are tallking to the same specifications ( approximate credit score, job history, etc. ) so that they can recommend their best solution to you knowing enough details that often make differences to programs.
In the end, it will help save time and allow you to compare apples to apples products and rates. Remember that all of the information you provide will be double-checked during underwriting, so it’s best to provide accurate information for a reliable quote up front..
2. Get Pre-Qualified First & Understand Your Loan
After you have discussed your potential loan options with your loan officer, it’s best to let your real estate agent know some of the basics as well. This information ( such as loan type, down payment, etc. ) could make a difference of what homes you make offers on, as some homes may or may not qualify for certain loan types, or other important factors.
3. Work With An Experienced Real Estate Agent
An experienced agent will help you find, negotiate and close on your new home. There are lots of reasons an experienced agent is preferred. Agents work on your behalf to negotiate :
- closing costs
- closing attorney
- earnest money and contract dates protection
- protective contract paperwork
- pre-inspection & appraisal worries
- accessing homes for sale
- negotiating with seller’s agent and sellers
- much more
Single-Family Home, Duplex, or Condo
More About Brian
Brian’s contact information:
Brian Coughlin
GA Real Estate Agent : Realty East
License #276376
Mobile: (470) 918-8673
Fax: (678) 957-6718
Email: bseanc@yahoo.com
