Experienced Broker and Mortgage Lender in Loganville, GA
We specialize in helping prospective first-time home-buyers, providing home loan refinances, and assisting with FHA, VA, and conventional mortgage loans.
We help homeowners with loans, including:
- FHA, VA, Conventional, Jumbo & Other Home Loan Programs
- USDA 100% Financing Home Loan Program
- Refinance & Consolidation
- Mortgage Loans Available with Credit Scores as Low as 500
We are located in the city of Loganville, GA. Thirty-five miles northeast of Atlanta, near the Gwinnett and Walton County borders.
Start your home loan process here!
The First Chance Mortgage Inc. team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.
What are your goals? We are committed to helping you reach them.
Experienced Owners Looking Out for You
Al Coughlin and Brian Coughlin are the owners of First Chance Mortgage. Together, they’ve been serving clients throughout the state of Georgia with buying homes, as well as refinancing mortgage loans since 2001. As a broker and mortgage lender in Loganville, GA, we offer FHA loans, VA loans, and conventional mortgages for purchases or refinancing.
Like our owners, our mortgage lending staff and loan processors are dedicated to the highest level of customer service. Count on us to be available to talk to you on the phone, by email, and via text. We’re proud to have earned positive reviews from our clients.
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I’ve been a client on Al’s since 2009. I bought my first home while deployed in Afghanistan at the time, and the process was great. Since then I’ve had two... read more
Benjamin C.
I write very few reviews but felt that this company deserves a two thumbs up from a grateful customer. Al and his team were awesome to work with. I had an... read more
Adanna N.
Great people. Mr. Al is the best in this business
Hon A.
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Excellent professional staff! Will no doubt use again!
dean r.
Words can't express how happy I am with First Chance Mortgage! Closing went flawlessly and I was very impressed with how everything was handled! Thanks Al, Jennifer and crew !!.... read more
Bryce H.
First Chance Mortgage has a great staff and awesome rates!
Paige D.
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Excellent and professional service. Their rates cannot be beat. Highly recommend them for all of your purchase and refinance mortgage needs.
Cindy a.
Service from a Small, Family Company
As practically lifelong Georgia residents ourselves, we have always wanted to offer the best mortgage rates, products, closing costs, and customer services available to our community, our Georgia neighbors, and friends. We have been able to do just that as a smaller but more efficient company.
Our owners worked in the finance industry with more prominent companies for many years before deciding to join forces as a father/son team of loan officers/mortgage brokers. As a small company, we provide a broader range of loans and lower fees. Come to us for:
- Low-Credit Financing
- Down-Payment Assistance
- Commercial Mortgage Services
Offering Real Estate Services Too
Since 2006, Brian has also worked as a real estate agent in addition to his work in the mortgage business. If you currently have a REALTOR® or an agent, we encourage you to maintain that relationship. However, when real estate assistance is requested, Brian can offer answers, insight, and support in finding or listing the perfect house. Also, he can help you with contract negotiations. You can expect him to provide the proper real estate contracts that are standard in the state.
For clients who wish to use Brian as their real estate agent, it should be noted that he does not assist in the loan process where there could be any confusion or perceived conflict. In such cases, clients may choose to work with Al as their mortgage broker or use a lender of their choice.
We encourage our customers to shop around for lending products and hope to earn their business based on our service, products, and knowledge. We intend to offer the best combination of low mortgage rates, closing costs, and personal service to help our customers meet their financial goals. Call us to request a quote for purchasing or refinancing a home.
