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Experienced Broker and Mortgage Lender in Loganville, GA

We specialize in helping prospective first-time home-buyers, providing home loan refinances, and assisting with FHA, VA, and conventional mortgage loans.

We help homeowners with loans, including:

 FHA, VA, Conventional, Jumbo & Other Home Loan Programs
 USDA 100% Financing Home Loan Program
 Refinance & Consolidation
 Mortgage Loans Available with Credit Scores as Low as 500

We are located in the city of Loganville, GA. Thirty-five miles northeast of Atlanta, near the Gwinnett and Walton County borders.


Experienced Owners Looking Out for You


Al Coughlin and Brian Coughlin are the owners of First Chance Mortgage. Together, they’ve been serving clients throughout the state of Georgia with buying homes, as well as refinancing mortgage loans since 2001. As a broker and mortgage lender in Loganville, GA, we offer FHA loans, VA loans, and conventional mortgages for purchases or refinancing.

Like our owners, our mortgage lending staff and loan processors are dedicated to the highest level of customer service. Count on us to be available to talk to you on the phone, by email, and via text. We’re proud to have earned positive reviews from our clients.

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Service from a Small, Family Company


As practically lifelong Georgia residents ourselves, we have always wanted to offer the best mortgage rates, products, closing costs, and customer services available to our community, our Georgia neighbors, and friends. We have been able to do just that as a smaller but more efficient company.

Our owners worked in the finance industry with more prominent companies for many years before deciding to join forces as a father/son team of loan officers/mortgage brokers. As a small company, we provide a broader range of loans and lower fees. Come to us for:

 Low-Credit Financing
 Down-Payment Assistance
 Commercial Mortgage Services

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Offering Real Estate Services Too


Since 2006, Brian has also worked as a real estate agent in addition to his work in the mortgage business. If you currently have a REALTOR® or an agent, we encourage you to maintain that relationship. However, when real estate assistance is requested, Brian can offer answers, insight, and support in finding or listing the perfect house. Also, he can help you with contract negotiations. You can expect him to provide the proper real estate contracts that are standard in the state.

For clients who wish to use Brian as their real estate agent, it should be noted that he does not assist in the loan process where there could be any confusion or perceived conflict. In such cases, clients may choose to work with Al as their mortgage broker or use a lender of their choice.

We encourage our customers to shop around for lending products and hope to earn their business based on our service, products, and knowledge. We intend to offer the best combination of low mortgage rates, closing costs, and personal service to help our customers meet their financial goals. Call us to request a quote for purchasing or refinancing a home.