About First Chance Mortgage


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Main Number: (678) 957-6733
Email: al@firstchancemortgage.com


131 Lee Byrd Road
Loganville, GA 30052
Meet The Staff

We Started with Georgia First Time Home Buyer Services

Welcome to First Chance Mortgage!

First Chance Mortgage is located in Loganville, Georgia in the Metro Atlanta Area. We service all residential and commercial areas located in the State of Georgia. We are affiliated with many national Mortgage Servicing Companies to offer the best rates and terms available to prospective customers. With our technical capabilities and affiliations, we are able to meet the demands of our client base and streamline the lending process to ensure your satisfaction from application to closing. We offer Conventional, FHA, VA and business lending loan programs. Home Purchases, Refinance, Home Improvement, Debt Consolidation, and Investment loans are all programs we specialize in.

First Chance Mortgage was founded in 2001 by myself and my son Brian. Our original focus was Georgia first time home buyer services. We have expanded to deal with all mainstream mortgage needs for all types of borrowers and commercial mortgage services. With a combined lending experience of more than 50 years, we offer personalized service to our clients on a one-on-one basis to make your mortgage experience is as professional and pleasant as possible. As a small business, we are able to keep a hands-on approach to your mortgage needs and make ourselves available to you at all times during the mortgage process.

Having retired from a multinational lending institution, I understand the difficulties customers face when dealing with multi-level corporate structures and have committed our company focus on individual customer satisfaction. As an example, we do not utilize voice mail during our lending hours as many institutions do simply because we understand your time is valuable and we want to handle your questions as they arise. Our lending staff is dedicated to your satisfaction and we work diligently to locate mortgage loans structured around your specific needs. In fact, our staff is encouraged to make themselves available by cell phone after hours for your needs during the process to handle any issues that may be present during your loan process.

At First Chance Mortgage, we understand many applicants are making one of the largest financial decisions of their lives. When you purchase a home or refinance a home, you are making a financial choice that will affect your budget and your family for many years to come. It is important each applicant is informed of the process and makes a decision based upon sound financial reasoning. In today’s mortgage arena, you still have many loan options available.  Our promise is to help you choose the right option for your individual situation for a conventional mortgage, FHA Mortgage or VA Mortgage based upon your short-term and long-term needs.

As a commitment to you, we promise to make ourselves available during your loan process at all times and can be reached during normal business hours at 678-957-6733, toll-free- 866-687-5026 or by cell phone at ( Al) 770-355-7562 (Brian) 770-313-0862. We are confident when you apply, you will understand the dedication we have when we say
“Thank you for allowing us the opportunity to earn your business.”

My personal email is al@firstchancemortgage.com. Vice-President Brian Coughlin’s email is brian@firstchancemortgage.com
We want to thank you for visiting our website and thank you for allowing us the opportunity to serve your needs.

Al Coughlin
First Chance Mortgage, Inc
A Georgia Residential Licensed Mortgage Broker #16665
NMLS 146978